Common Questions for Los Angeles Insurance Companies
After an auto accident, there is much to think about and one thing that might be a source of confusion is the area of the Insurance Company. Some questions or concerns you may have in your interactions or contact with your insurance company or the insurance company of the other driver or passengers may include:
Q: Will my insurance rates go higher because of the car accident?
A: It is a normal fear for anyone who has been involved in an auto accident to question the purpose of making a claim because of insurance rates and prices. But you can rest to know that if you were not to blame for the accident that your premiums will not increase. You will not be obligated to pay for the negligence of the other driver.
Q: What will happen to my car?
A: If the other person was at fault, a claim is made with their insurance company. After the claim is filed you will be contacted by a team member handling their case and they will assign a property adjuster to your case. The property adjuster will come to see your vehicle and make a diagnosis detailing the estimated cost of repair. Sometimes these estimations are not as high as they should be, and end up not providing enough money for the vehicle to be fixed. In order for you to prevent this kind of underestimation and financial hardship, you should allow us to protect you from being cheated by the insurance adjuster. Upon our experience we are well aware of the kinds of things that go on with auto insurance repairs we will seek second and even third opinions in addition to other appraisals if we feel it is necessary for your vehicle to properly be repaired.
Q: If my car was totaled in the car accident, what should I do?
A: In some scenarios, a car is completely totaled in the accident, if this is your case than we will fight for your rights in obtaining a substantial amount of rightful compensation in order to replace your motor vehicle and in the meantime we will contact your insurance company and see about providing a rental car for you as you wait.
Q: Why do I still have to pay the deductable if the other driver was found to be at fault for the accident?
A: You may have to pay the deductable upfront, however, in our case against the negligent driver we argue for compensation to cover the deductable you have already paid. This is especially successful in cases where there is other property damage and serious injuries that were suffered.
We want to help you in this stressful situation, and we are aware that being in an
auto accident is both emotionally, physically, and mentally exhausting. Our law firm is made up of determined, qualified, well educated professionals who are very experienced in automobile accident injury law. You should not and do not have to face this hardship without someone there for you.
Call us today for a free, confidential case evaluation! (800) 715-4489